| Parbhani |October 9, 2020 11:03:56 pm
The excessive demand for BLC, particularly in small cities and cities, is due to the comparative flexibility it gives to beneficiaries to assemble stand-alone homes on their very own plot.
Beneficiary led building (BLC), one of many 4 parts of the Pradhan Mantri Awas Yojana (PMAY)– Prime Minister Narendra Modi’s flagship programme to assemble 1.12 crore inexpensive homes in city areas by 2022, when India will mark the 75th anniversary of its independence – has emerged as the most well-liked part of the scheme.
The excessive demand for BLC, particularly in small cities and cities, is due to the comparative flexibility it gives to beneficiaries to assemble stand-alone homes on their very own plot. The opposite three parts of the scheme are the Credit score Linked Subsidy Scheme (CLSS), Inexpensive Housing in Partnership (AHP) and In-Situ Slum Rehabilitation (ISSR).
Underneath BLC, the central authorities offers an help of Rs 1.5 lakh per beneficiary for building of a brand new home, with a carpet space not exceeding 30 sq. metres or enhancement of 9 sq. metres to an current home. A number of states have additionally supplied their very own monetary help to the scheme, with the Maharashtra authorities providing an extra Rs 1 lakh per dwelling unit (DU).
The recognition of the scheme within the state could be gauged by the truth that 2.19 lakh DUs have been sanctioned beneath the scheme since 2016 beneath 350 city native our bodies (ULBs), together with municipal companies, municipal councils and nagar panchayats, until date.
However, of the two.19 lakh homes sanctioned beneath BLC between 2016 and 2019 in Maharashtra, solely 22,000 homes have been accomplished, practically 80,000 stay incomplete whereas work on the remainder of the items are but to start out. 1000’s of beneficiaries, who’ve already began building work on their homes, await the discharge of subsequent instalment of the central subsidy, which has been delayed for months – in complete or partly.
The Covid-19 pandemic and the extended lockdown has solely made issues worse within the state as numerous beneficiaries haven’t even been in a position to elevate their very own share of funds in the direction of building of those homes. In consequence, over 1 lakh beneficiaries within the state haven’t been in a position to construct their housing items additional regardless of receipt of the primary few instalments of the subsidy.
The determined wait for brand new homes
Mukhtar Begam, a resident of Pathri, a city of about 40,000 residents in Parbhani district, is among the beneficiaries of PMAY.
It has been over eight months since her household moved right into a tin shed erected on an empty plot beneath high-tension electrical energy wires. After her home was sanctioned beneath PMAY final yr, the household dismantled the kuccha home to clear the plot and construct a brand new two-room home, with a kitchen and a bathroom, as promised by the scheme.
The development progressed till the lintel-level, however then the cash ran out. The household has spent over Rs 2 lakh on the home, together with the Rs 1 lakh they obtained from the state authorities. Her husband is a woodcutter who earns Rs 300 on the times he manages to search out work. His earnings has dried up since March, when the nationwide lockdown got here into impact in India.
“He has to journey to chop bushes and through the lockdown, all of the travelling got here to a halt. We had been struggling to outlive,” mentioned Mukhtar Begum, who’s mom to 3 daughters and a son.
Monsoon has been particularly difficult for the household. Whereas they’re used to a leaking roof, life in a makeshift shanty throughout heavy rain has posed some new and horrifying challenges. The overhead high-tension wires typically snap in sturdy winds and fall on the tin roof of her home, turning the complete tenement into an electrically-charged unit.
About 100 metres away, in Vilas Gople Nagar, Babarao Tambe says he regrets selecting PMAY over Ramai Awas Yojana, the Maharashtra authorities’s housing scheme for poor households from Scheduled Castes and Scheduled Tribes, which additionally offers a Rs 2.5 lakh subsidy for a brand new dwelling unit.
“My cousin had bought a home sanctioned beneath Ramai Yojana on the similar time I bought mine by way of PMAY. I’ve obtained Rs 1 lakh and spent Rs 3.6 lakh on the home. I needed to borrow Rs 2 lakh for this. My cousin has obtained Rs 2.5 lakh in subsidy and his home is prepared… he has to pay again a mortgage of about Rs 1 lakh. I might have been higher off if I had utilized by way of that scheme,” mentioned Tambe.
Throughout Pathri, 1,153 DUs had been sanctioned beneath the scheme since 2018 and work began on 1,050 tenements between January 2019 and January 2020. As of October 5, solely 200 properties have been accomplished whereas 621 stay in varied phases of incompletion. All these homes have obtained Rs 1 lakh in two instalments from the state authorities’s share — one among Rs 40,000 after which Rs 60,000 – and are awaiting additional funds to finish the work. About 250 have proven no progress.
Within the neighbouring district of Hingoli, building of 1,098 homes was sanctioned and work orders had been issued in 951 circumstances. Of those, 448 DUs have been accomplished whereas 503 DUs are caught on the lintel degree. Even a lot of the beneficiaries who’ve accomplished their homes say they haven’t obtained central help.
On the delay in launch of central funds, Hingoli Municipal Council Chief Officer Ajay Kurwade mentioned, “We obtained Rs 11.33 crore from the state authorities and will have obtained Rs 16 crore from the central authorities… however have obtained solely Rs 35.four lakh (what does this imply?). Utilisation certificates of all of the funds have been submitted – not as soon as however 4 instances – however additional funds haven’t been launched. In reality, for a number of the beneficiaries, we used unspent funds from the state authorities scheme.”
Native political leaders identified that the situation of these beneficiaries who had moved into rental lodging after dismantling their current properties — to assemble new and higher ones beneath PMAY – was probably the most determined.
“In Pathri, many beneficiaries are staying in rented homes and have spent a substantial quantity in hire. Because of the lengthy delay within the launch of third and fourth instalments of the central subsidy, many have now began to return to half-constructed homes by protecting them with tin or plastic sheets, as a result of they will’t afford to pay hire anymore,” mentioned NCP chief from Pathri and MLC Abdullah Khan Durrani.
The excessive price of sand has additionally made it tough for poor households to complete the development on their very own, he added.
‘Utilisation certificates not submitted’
In accordance with Dilip Muglikar, govt engineer of the Maharashtra Housing and Space Improvement Authority (MHADA), which is the implementing company for PMAY within the state, the primary issue that has led to withholding of central help from the beneficiaries, whose work has progressed satisfactorily, is the failure of some city native our bodies to submit utilisation certificates (UC) of the central funds obtained by them.
“Funds from the sanctioned central subsidy are held up due to the problem of submission of the UCs. As per the rule, the state should submit UCs for a minimum of 70 per cent of the launched funds to hunt additional launch. Of the Rs 600 crore-odd central help launched to ULBs in Maharashtra, we’ve got submitted to the Union Ministry of Housing and City Affairs (MoHUA) UCs for less than Rs 214 crore. Utilisation certificates for Rs 200 crore have been obtained from ULBs and can quickly be despatched to the Housing Ministry. As soon as the quantity crosses 70 per cent (about Rs 450 crore), our case to hunt the discharge of subsequent rounds of funds will likely be strengthened,” mentioned Muglikar.
He additionally mentioned that there was a chance that the beneficiaries might have spent the cash sanctioned by PMAY elsewhere. “The Covid-19 pandemic and the extended lockdown might have performed a task,” mentioned Muglikar.
When contacted, the Ministry of Housing and City Affairs didn’t present an official response. On situation of anonymity, a highly-placed officer mentioned that the Ministry was conscious of the problems being confronted within the implementation of BLC in Maharashtra and was taking pressing steps to resolve them.
“We’re in common contact with MHADA officers and have now written to the state authorities. The problem shouldn’t be brought on by a scarcity of funds. We’re looking for submission of utilisation certificates and can quickly resolve the issue,” mentioned the MoHUA official.
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